Banks: Demand Deposit Accounts (DDA) Unsecured Checking Accounts - Closed for Cause; Credit Card Unsecured Revolving; Auto Lending Secured or Unsecured Installment Deficiency Balances; and End of Term Leases (EOT); Commercial Lending Secured or Unsecured Revolving or Installment Small Business Loans; Consumer Lending Secured or Unsecured Revolving or Installment Lines of Credit or Home Equity Loans; Mortgage Lending Secured First or Second Mortgage Loans; Education Lending Unsecured Alternative Student Loans; Other Secured or Unsecured Revolving or Installment Loans

Debt Buyers: Bank Credit Card Unsecured Revolving; Retail Credit Card Unsecured Revolving; Auto Secured or Unsecured Installment Deficiency Balances; Telecom Local and Long Distance Unsecured Utility Balance; Telecom Wireless Unsecured Utility Balance; Healthcare Unsecured Self Pay Hospital, Medical Center, ER, Laboratory or Physician Balance; Energy Unsecured Utility Balance; Other Secured or Unsecured Revolving or Installment Loans

Finance: Credit Card Unsecured Revolving; Auto Finance Unsecured Installment; Consumer Finance Secured or Unsecured Revolving or Installment Lines of Credit or Home Equity Loans; Commercial Finance Secured or Unsecured Revolving or Installment Small Business Loans; Mortgage Lending Secured First or Second Mortgage Loans; Other Secured or Unsecured Revolving or Installment Loans

Retailers: Credit Card Unsecured Proprietary Credit Card; Gasoline Card Unsecured Proprietary Credit Card; Loss Prevention Unsecured Non Sufficient Funds Check

Credit Unions: Credit Cards Unsecured Revolving; Demand Deposit Accounts (DDA) Unsecured Checking Accounts - Closed for Cause; Consumer Lending Secured or Unsecured Revolving or Installment Lines of Credit or Home Equity Loans; Auto Finance Lending Secured or Unsecured Installment Deficiency Balances; and End of Term Leases (EOT); Mortgage Lending Secured First or Second Mortgage Loans